{"id":26534,"date":"2025-11-06T22:12:01","date_gmt":"2025-11-06T22:12:01","guid":{"rendered":"https:\/\/www.asquarepartners.com\/?p=26534"},"modified":"2025-11-07T06:54:42","modified_gmt":"2025-11-07T06:54:42","slug":"rapport-daxa-future-risks-2025","status":"publish","type":"post","link":"https:\/\/www.asquarepartners.com\/en\/rapport-daxa-future-risks-2025\/","title":{"rendered":"Rapport d’Axa – Future Risks 2025"},"content":{"rendered":"\t\t
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Pour la 12\u1d49 \u00e9dition du Future Risks Report<\/em> d\u2019AXA<\/strong>,men\u00e9e avec Ipsos, 3 600 experts et 23 000 citoyens issus de 57 pays ont \u00e9t\u00e9 interrog\u00e9s sur les risques \u00e9mergents.<\/p>

Globalement, le sentiment de vuln\u00e9rabilit\u00e9 s\u2019intensifie (95 %), et pour la troisi\u00e8me ann\u00e9e cons\u00e9cutive, le changement climatique, l\u2019instabilit\u00e9 g\u00e9opolitique et la cybers\u00e9curit\u00e9 demeurent les principales menaces identifi\u00e9es par les experts.<\/p>

Dans ce contexte de polycrises, le rapport met en lumi\u00e8re une fragmentation mondiale croissante, particuli\u00e8rement marqu\u00e9e en France, o\u00f9 77 % des citoyens consid\u00e8rent leur pays comme profond\u00e9ment divis\u00e9.<\/strong><\/p>

AXA appelle \u00e0 transformer cette incertitude en action, en renfor\u00e7ant la pr\u00e9vention, l\u2019innovation et la solidarit\u00e9. Dans ce climat instable, les assureurs apparaissent comme des acteurs essentiels pour renforcer la coh\u00e9sion, restaurer la confiance et accompagner la soci\u00e9t\u00e9 face aux risques \u00e9mergents.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Points cl\u00e9s<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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1. Le changement climatique reste la principale pr\u00e9occupation<\/strong><\/p>

Pour la cinqui\u00e8me ann\u00e9e cons\u00e9cutive, le changement climatique arrive en t\u00eate des pr\u00e9occupations des experts, bien que l\u2019\u00e9cart se r\u00e9duise avec l\u2019instabilit\u00e9 g\u00e9opolitique, la cybers\u00e9curit\u00e9 et les tensions sociales.
En Europe, et en France, les risques climatiques ont \u00e9t\u00e9 d\u00e9pass\u00e9s par l\u2019instabilit\u00e9 g\u00e9opolitique, tandis qu\u2019en Afrique, la cybers\u00e9curit\u00e9 se classe en premi\u00e8re position.
Cette convergence refl\u00e8te un sentiment croissant de polycrise<\/em> et souligne la n\u00e9cessit\u00e9 d\u2019une approche mondiale et int\u00e9gr\u00e9e de la gestion des risques.
Pour le grand public, toutefois, le changement climatique reste la pr\u00e9occupation principale.<\/p>

2. Les risques peuvent \u00eatre g\u00e9r\u00e9s et les assureurs ont un r\u00f4le cl\u00e9 \u00e0 jouer<\/strong><\/p>

Une grande majorit\u00e9 des r\u00e9pondants (86\u202f% des experts et 84\u202f% du public) estiment que les risques majeurs pourraient \u00eatre partiellement pr\u00e9venus gr\u00e2ce \u00e0 des mesures efficaces.
Les scientifiques et chercheurs sont les acteurs les plus fiables dans la gestion des crises futures, bien que le niveau de confiance ait diminu\u00e9 depuis l\u2019an dernier. N\u00e9anmoins, 72\u202f% du public continue de croire que les assureurs joueront un r\u00f4le important dans la protection contre les risques futurs.<\/p>

3. Les risques technologiques \u00e9mergent \u00e0 un rythme sans pr\u00e9c\u00e9dent<\/strong><\/p>

La cybers\u00e9curit\u00e9 ainsi que les risques li\u00e9s \u00e0 l\u2019IA et aux big data<\/em>, class\u00e9s troisi\u00e8me et quatri\u00e8me au niveau mondial par les experts, pr\u00e9sentent de nouveaux d\u00e9fis pour les individus et les organisations. Leur \u00e9volution rapide influence la perception d\u2019autres enjeux technologiques : bien que les risques \u00e9thiques li\u00e9s \u00e0 l\u2019utilisation des technologies et aux syst\u00e8mes autonomes ne figurent pas dans le top 10, ceux qui les citent les consid\u00e8rent majoritairement comme des pr\u00e9occupations \u00ab\u202fen forte \u00e9mergence\u202f\u00bb.<\/p>

4. La soci\u00e9t\u00e9 apparait fragment\u00e9e aux yeux des citoyens, surtout en France !<\/strong><\/p>

Pr\u00e8s de trois personnes sur cinq consid\u00e8rent aujourd\u2019hui que leur pays est fragment\u00e9 (59%). En France, ce sont 77% des citoyens qui consid\u00e8rent que la population est fragment\u00e9e<\/strong>, dont 31% qu\u2019elle est en proie \u00e0 une fracture sociale profonde et inqui\u00e9tante, le niveau le plus \u00e9lev\u00e9 parmi les 18 pays de cette enqu\u00eate. Les causes per\u00e7ues de cette fragmentation sont multiples : la progression des in\u00e9galit\u00e9s \u00e9conomiques et sociales (41%) et des clivages politiques et id\u00e9ologiques de plus en plus marqu\u00e9s (39%). Mais aussi, \u00e0 un niveau presqu\u2019\u00e9quivalent, la diffusion de fausses informations et la polarisation sur les r\u00e9seaux sociaux (36%). Enfin, les tensions li\u00e9es \u00e0 l’immigration et \u00e0 l’int\u00e9gration culturelle sont la 4\u00e8me cause de fragmentation au global (34%) … mais la 1\u00e8re cause la plus cit\u00e9e au sein des grandes d\u00e9mocraties europ\u00e9ennes, notamment en France (51%).\u00a0<\/span><\/p>

Malgr\u00e9 ce tr\u00e8s fort sentiment de fracturation int\u00e9rieure, l\u2019attachement \u00e0 la d\u00e9mocratie reste majoritaire. Pr\u00e8s des trois quarts des populations nationales et des experts du risque consid\u00e8rent que la d\u00e9mocratie doit \u00eatre pr\u00e9serv\u00e9e quoi qu’il arrive, m\u00eame si cela signifie qu’il faut plus de temps pour prendre des d\u00e9cisions afin de satisfaire la majorit\u00e9 (respectivement 72% et 76%). <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Source :\u00a0<\/strong><\/h5>

Axa Future Risks Report 2025<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

For the 12th edition of AXA\u2019s Future Risks Report, 3,600 experts and 23,000 citizens from 57 countries were surveyed about emerging risks.<\/p>\n","protected":false},"author":1,"featured_media":26401,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20,751],"tags":[341],"class_list":["post-26534","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-be","category-fr","tag-keeping-up-with-the-market"],"yoast_head":"\nFuture Risks Report 2025 - Axa<\/title>\n<meta name=\"description\" content=\"The Future Risks Report explores the risks we may face in the future. 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