{"id":27037,"date":"2026-01-06T20:57:57","date_gmt":"2026-01-06T20:57:57","guid":{"rendered":"https:\/\/www.asquarepartners.com\/?p=27037"},"modified":"2026-01-07T10:10:42","modified_gmt":"2026-01-07T10:10:42","slug":"pension-highlights","status":"publish","type":"post","link":"https:\/\/www.asquarepartners.com\/en\/pension-highlights\/","title":{"rendered":"Pension highlights 2025"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"27037\" class=\"elementor elementor-27037\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-caeff9d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"caeff9d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a29bfb2\" data-id=\"a29bfb2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-576130a elementor-widget elementor-widget-image\" data-id=\"576130a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"421\" src=\"https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/nominations-1-1030x542.jpg\" class=\"attachment-large size-large wp-image-27070\" alt=\"\" srcset=\"https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/nominations-1-1030x542.jpg 1030w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/nominations-1-300x158.jpg 300w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/nominations-1-768x404.jpg 768w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/nominations-1-1536x808.jpg 1536w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/nominations-1-18x9.jpg 18w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/nominations-1.jpg 1900w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db03839 elementor-widget elementor-widget-text-editor\" data-id=\"db03839\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00a0<\/p><p><span style=\"font-weight: 400;\">Recent insights highlight both the resilience and the ongoing challenges facing occupational pension systems. The 2025 EIOPA stress test shows that European occupational pension funds (IORPs) are generally well-prepared for liquidity shocks, thanks to robust risk management practices and reactive measures. Yet, temporary cash shortfalls in some entities underscore the importance of careful liquidity management, particularly for funds using derivatives.\u00a0<\/span><\/p><p>Complementing this, the FSMA\u2019s annual overview of Belgian supplementary pensions offers a detailed snapshot of coverage, structure, and size of the sector as of January 1, 2025. At the beginning of 2025, 4,562,000 Belgians had built up a supplementary pension, representing a 2% increase compared to the previous year and covering approximately 78% of the working population, according to an FSMA overview.<\/p><p>Meanwhile, broader surveys\u2014including Insurance Europe\u2019s Pension Survey and the EU-wide Eurobarometer\u2014reveal a persistent pension savings gap: a significant share of Europeans, including many Belgians, still lack supplementary pension provisions and remain uncertain about their long-term financial security. Together, these reports provide both context and caution, emphasizing the importance of strategic planning, risk awareness, and policies to strengthen retirement readiness.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a4039f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a4039f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-03e2371\" data-id=\"03e2371\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-90a1b45 elementor-widget elementor-widget-spacer\" data-id=\"90a1b45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f635139 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f635139\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d0f0c52\" data-id=\"d0f0c52\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5435b8e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5435b8e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5f8879b\" data-id=\"5f8879b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1557963 elementor-widget elementor-widget-heading\" data-id=\"1557963\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">EIOPA 2025 Stress Test highlights liquidity resilience of European occupational pension funds<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-365e54f elementor-widget elementor-widget-text-editor\" data-id=\"365e54f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>16\/12\/2025 &#8211; <a href=\"https:\/\/www.eiopa.europa.eu\/europe-wide-liquidity-stress-test-occupational-pension-funds-confirms-vulnerability-margin-calls-2025-12-16_en\" target=\"_blank\" rel=\"noopener\">Source<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20d1c60 elementor-widget elementor-widget-text-editor\" data-id=\"20d1c60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The European Insurance and Occupational Pensions Authority (EIOPA) has released the results of its 2025 stress test of occupational pension funds (IORPs), focusing specifically on liquidity risks under rapid yield curve movements and margin call pressures. The exercise, the first pan-European stress test to target liquidity in this sector, tested two severe but plausible scenarios\u2014\u2018yield curve up\u2019 and \u2018yield curve down\u2019\u2014reflecting geopolitical tensions, market volatility, and economic shocks. Results show that while rising rates and euro depreciation can create substantial liquidity needs\u2014leaving many IORPs with temporary shortfalls\u2014strong risk management practices and the use of reactive measures (asset sales, rebalancing, reduced trading) allowed the sector as a whole to restore liquidity. Although 27 entities still faced cash constraints, the aggregate sector remains resilient, with sufficient liquid assets to cover shocks and no systemic spillovers. The findings underscore the importance of robust liquidity management, particularly for funds using derivatives, and will guide EIOPA\u2019s ongoing supervision and dialogue with IORPs.<\/span><\/p><p><span style=\"font-weight: 400;\">These insights complement the key data published annually by the FSMA on supplementary pensions for employees and self-employed workers. The latest edition of <\/span><i><span style=\"font-weight: 400;\">\u201c<\/span><\/i><a href=\"https:\/\/www.fsma.be\/sites\/default\/files\/media\/files\/2025-12\/apercusectoriel_2025.pdf\" target=\"_blank\" rel=\"noopener\"><i><span style=\"font-weight: 400;\">Le deuxi\u00e8me pilier de pension en images<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">\u201d<\/span><\/i><span style=\"font-weight: 400;\">, reflecting figures as of January 1, 2025, provides a valuable snapshot of the occupational pensions landscape, offering context on the size, coverage, and structure of the sector in which these liquidity risks and stress-test results apply.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f5cdd9 elementor-widget elementor-widget-spacer\" data-id=\"2f5cdd9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a5b23c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0a5b23c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5706021 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5706021\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6323739\" data-id=\"6323739\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d1a863c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d1a863c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-85daae6\" data-id=\"85daae6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e23b21 elementor-widget elementor-widget-heading\" data-id=\"5e23b21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">EUROBAROMETER 2025 : consumer trends in insurance and pension services<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65d1517 elementor-widget elementor-widget-text-editor\" data-id=\"65d1517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>01\/12\/2025- <a href=\"https:\/\/www.eiopa.europa.eu\/tools-and-data\/eurobarometer-2025-consumer-trends-insurance-and-pension-services_en\" target=\"_blank\" rel=\"noopener\">Source<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d54bc3d elementor-widget elementor-widget-text-editor\" data-id=\"d54bc3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">In 2025, EIOPA conducted an EU-wide Eurobarometer survey with 25846 online interviews of consumers aged 18 and above to gather insights into consumer trends in the insurance and pensions sectors. According to the Eurobarometer, Belgium is performing well overall: a large majority of the population holds several insurance products and feels relatively well protected in everyday life. However, a concern remains. When looking beyond the short term, uncertainty emerges. Only a minority of Belgians benefit from a supplementary pension through their employer or from an individual pension product, and even fewer are truly confident that their financial future is secure.<\/span><\/p><p>\ud83d\udc49 Explore the <a href=\"https:\/\/www.eiopa.europa.eu\/tools-and-data\/eurobarometer-2025-consumer-trends-insurance-and-pension-services_en\" target=\"_blank\" rel=\"noopener\">complete results<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dee0257 elementor-widget elementor-widget-image\" data-id=\"dee0257\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"331\" src=\"https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/Capture-decran-2026-01-06-a-14.36.07-1030x426.png\" class=\"attachment-large size-large wp-image-27043\" alt=\"\" srcset=\"https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/Capture-decran-2026-01-06-a-14.36.07-1030x426.png 1030w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/Capture-decran-2026-01-06-a-14.36.07-300x124.png 300w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/Capture-decran-2026-01-06-a-14.36.07-768x318.png 768w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/Capture-decran-2026-01-06-a-14.36.07-1536x636.png 1536w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/Capture-decran-2026-01-06-a-14.36.07-18x7.png 18w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/Capture-decran-2026-01-06-a-14.36.07.png 1966w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-f87c3a0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f87c3a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f5afff8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f5afff8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e392fc0\" data-id=\"e392fc0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-72b184c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"72b184c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-700423c\" data-id=\"700423c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5bd6eeb elementor-widget elementor-widget-heading\" data-id=\"5bd6eeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Europe continues to face a persistent pension savings gap, according to a new Insurance Europe\u2019s Pension Survey\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d960fde elementor-widget elementor-widget-text-editor\" data-id=\"d960fde\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>25\/11\/2025- <a href=\"https:\/\/www.insuranceeurope.eu\/news\/3473\/2025-pension-survey-europe-s-pension-gap-persists-as-new-survey-shows-four-in-ten-still-not-s\" target=\"_blank\" rel=\"noopener\">Source<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d16daea elementor-widget elementor-widget-text-editor\" data-id=\"d16daea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>41% of Europeans are still not contributing to supplementary pension schemes, underscoring the need for targeted policy action, advice, and frameworks that support long-term, secure retirement saving. The results come as the European Commission (EC) reflects on social resilience, financial inclusion, and the next steps under the Savings and Investments Union (SIU), including the review of the Pan-European Personal Pension Product (PEPP) framework.<\/p><p>The <a href=\"https:\/\/www.insuranceeurope.eu\/news\/3473\/2025-pension-survey-europe-s-pension-gap-persists-as-new-survey-shows-four-in-ten-still-not-s\" target=\"_blank\" rel=\"noopener\">fourth edition of the survey<\/a>, covering 12 markets (Austria, Belgium, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Luxembourg, Spain, and Switzerland), confirms that a growing share of people recognise the importance of saving, but financial pressures, information gaps, and behavioural factors are still preventing many from taking action. Women, unemployed people, and non-standard workers remain disproportionately affected. Insurance Europe calls on policymakers to build on these insights, as they advance the SIU and review of the PEPP framework.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a583275 elementor-widget elementor-widget-image\" data-id=\"a583275\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"327\" src=\"https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/Capture-decran-2026-01-06-a-21.55.07-1030x421.png\" class=\"attachment-large size-large wp-image-27042\" alt=\"\" srcset=\"https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/Capture-decran-2026-01-06-a-21.55.07-1030x421.png 1030w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/Capture-decran-2026-01-06-a-21.55.07-300x122.png 300w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/Capture-decran-2026-01-06-a-21.55.07-768x314.png 768w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/Capture-decran-2026-01-06-a-21.55.07-1536x627.png 1536w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/Capture-decran-2026-01-06-a-21.55.07-18x7.png 18w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/01\/Capture-decran-2026-01-06-a-21.55.07.png 1548w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-d97bb35 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"d97bb35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>FSMA\u2019s annual sectoral overview, Insurance Europe 2025 Pension Survey, EIOPA Stress Test and Eurobarometer. We break down the latest insights on our pension system for you.\u00a0<\/p>\n","protected":false},"author":1,"featured_media":27038,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[341],"class_list":["post-27037","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-be","tag-keeping-up-with-the-market"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pension highlights 2025<\/title>\n<meta name=\"description\" content=\"Insurance Europe 2025 Pension Survey, EIOPA Stress Test and Eurobarometer. 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