{"id":27509,"date":"2026-03-04T08:26:46","date_gmt":"2026-03-04T08:26:46","guid":{"rendered":"https:\/\/www.asquarepartners.com\/?p=27509"},"modified":"2026-03-04T08:38:27","modified_gmt":"2026-03-04T08:38:27","slug":"cyber-insurance-2025-outlook","status":"publish","type":"post","link":"https:\/\/www.asquarepartners.com\/nl\/cyber-insurance-2025-outlook\/","title":{"rendered":"Cyber Insurance &#038; Security &#8211; 2025 Outlook"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"27509\" class=\"elementor elementor-27509\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-63f3bb7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"63f3bb7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6cab91b\" data-id=\"6cab91b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a00649f elementor-widget elementor-widget-image\" data-id=\"a00649f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"450\" src=\"https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/03\/pension-3.jpg\" class=\"attachment-full size-full wp-image-27510\" alt=\"\" srcset=\"https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/03\/pension-3.jpg 600w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/03\/pension-3-300x225.jpg 300w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/03\/pension-3-16x12.jpg 16w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8056c64 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"8056c64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"214\" data-end=\"493\">Cybercrime continues to rise globally in 2025, posing an increasing threat to businesses. Yet the latest <a href=\"https:\/\/www.vanbreda.be\/fr\/perspectives\/cyberetude-vanbreda-le-cout-de-4-cyberincidents-sur-5-limite-a-20-000-euros-grace-a-la-cyberassurance\"><strong data-start=\"319\" data-end=\"359\">Vanbreda Risk &amp; Benefits Cyber Study<\/strong><\/a> reveals a more encouraging reality: companies are becoming better prepared, and cyber insurance is helping to limit financial damage.<\/p><p data-start=\"495\" data-end=\"743\">According to the study, in Belgium,\u00a0<strong data-start=\"519\" data-end=\"584\">four out of five cyber incidents generate costs below \u20ac20,000<\/strong>. This improvement is largely due to stronger cybersecurity measures and the professional incident response services included in many cyber insurance policies.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eb9e42c elementor-widget__width-inherit elementor-widget elementor-widget-image\" data-id=\"eb9e42c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"358\" src=\"https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/03\/Montants-des-indemnites-2024-par-rapport-a-2025_Cyberetude-2025.webp\" class=\"attachment-large size-large wp-image-27520\" alt=\"\" srcset=\"https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/03\/Montants-des-indemnites-2024-par-rapport-a-2025_Cyberetude-2025.webp 845w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/03\/Montants-des-indemnites-2024-par-rapport-a-2025_Cyberetude-2025-300x134.webp 300w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/03\/Montants-des-indemnites-2024-par-rapport-a-2025_Cyberetude-2025-768x344.webp 768w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/03\/Montants-des-indemnites-2024-par-rapport-a-2025_Cyberetude-2025-18x8.webp 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Source : Montants des indemnit\u00e9s 2024 par rapport \u00e0 2025, Cyber\u00e9tude 2025, Vanbreda Risk &amp; Benefits\n<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d5f19a elementor-widget elementor-widget-heading\" data-id=\"0d5f19a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">More incidents, but smaller financial impact<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ef927d elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6ef927d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tVanbreda observed a rise in the number of smaller cyber incidents, while major losses became less frequent.\n\nKey figures from the 2025 study include:\n<ul>\n \t<li>81% of cyber incidents cost less than \u20ac20,000;<\/li>\n \t<li>Only 3% exceed \u20ac1 million in damages;<\/li>\n \t<li>The cyber insurance premium volume remained stable at \u20ac17.1 million.<\/li>\n<\/ul>\n<\/br>Improved prevention and faster response times allow companies to detect and manage incidents earlier, limiting their financial impact.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80814d6 elementor-widget elementor-widget-heading\" data-id=\"80814d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The five key cybersecurity requirements<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76d6fcd elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"76d6fcd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To obtain or maintain cyber insurance coverage, companies are increasingly expected to implement strong security practices, including:<\/p><ul><li>Multi-factor authentication (MFA)<\/li><li>Secure and isolated backup systems<\/li><li>Endpoint protection for devices and servers<\/li><li>Vulnerability and password management<\/li><li>Employee security awareness and phishing training<\/li><\/ul><p>\u00a0<\/p><p>These requirements also help companies comply with the NIS2 European cybersecurity regulation.<\/p><p style=\"letter-spacing: 0.4px;\" data-start=\"2300\" data-end=\"2412\">The study also highlights two vulnerabilities that companies still tend to underestimate.\u00a0<span style=\"letter-spacing: 0.4px; font-size: 1rem;\">First,\u00a0<\/span><span style=\"letter-spacing: 0.4px; font-size: 1rem; font-weight: bolder;\" data-start=\"2421\" data-end=\"2467\">dependency on a single technology supplier<\/span><span style=\"letter-spacing: 0.4px; font-size: 1rem;\">. If a key provider suffers a cyber incident, it can disrupt the operations of many companies relying on that service.\u00a0<\/span><span style=\"letter-spacing: 0.4px; font-size: 1rem;\">Second,\u00a0<\/span><span style=\"letter-spacing: 0.4px; font-size: 1rem; font-weight: bolder;\" data-start=\"2595\" data-end=\"2613\">underinsurance<\/span><span style=\"letter-spacing: 0.4px; font-size: 1rem;\">. Many businesses have not updated their cyber coverage to reflect their growth or evolving risk exposure, which could lead to significant financial gaps in the event of a major incident.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c15941f elementor-widget elementor-widget-heading\" data-id=\"c15941f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vigilance Remains Essential<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a11170d elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"a11170d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tThe Vanbreda Cyber Study shows that Belgian companies are making progress in managing cyber risk. Prevention, faster response, and a more mature insurance market are helping to reduce the financial consequences of cyber incidents.\n\nHowever, companies must continue investing in cybersecurity, reassessing their insurance coverage, and addressing external risks within their digital ecosystem because in today\u2019s digital economy, cyber resilience is no longer optional. It is a strategic necessity.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5fb127 elementor-widget elementor-widget-heading\" data-id=\"a5fb127\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2025 Key figures<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-856c273 elementor-widget elementor-widget-image\" data-id=\"856c273\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"565\" src=\"https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/03\/METRICS_2025_ALL_FR-1030x728.jpg\" class=\"attachment-large size-large wp-image-27512\" alt=\"\" srcset=\"https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/03\/METRICS_2025_ALL_FR-1030x728.jpg 1030w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/03\/METRICS_2025_ALL_FR-300x212.jpg 300w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/03\/METRICS_2025_ALL_FR-768x543.jpg 768w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/03\/METRICS_2025_ALL_FR-1536x1086.jpg 1536w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/03\/METRICS_2025_ALL_FR-2048x1448.jpg 2048w, https:\/\/www.asquarepartners.com\/wp-content\/uploads\/2026\/03\/METRICS_2025_ALL_FR-18x12.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c20262 elementor-widget elementor-widget-heading\" data-id=\"4c20262\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cybersecurity, a shared responsability<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea291f1 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"ea291f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Beyond the role of prevention and insurance, Belgium is also strengthening its cyber resilience at a national level. According to the<a href=\"https:\/\/ccb.belgium.be\/fr\/news\/chiffres-cles-2025\"> 2025 report<\/a> from the Centre for Cybersecurity Belgium (CCB), cyber threats continue to evolve rapidly, requiring coordinated responses between public authorities, organizations, and citizens.<\/p><p>In 2025, the CCB handled 635 national cyber incidents, with 103 operational interventions to assist organizations during critical situations. Ransomware remained a major concern with 105 reported incidents, while account compromise cases doubled to 144, highlighting the persistent exploitation of stolen credentials.<\/p><p>Phishing also remained one of the most common attack vectors. The Safeonweb platform received nearly 10 million reports of suspicious messages, helping authorities identify more than 176,000 malicious URLs and over 40,000 malicious domains.<\/p><p>Alongside incident response, the CCB intensified its preventive efforts by publishing 264 technical advisories, sharing 568 cyber threat intelligence reports, and issuing more than 32,000 targeted alerts to organizations and users.<\/p><p>These figures confirm that <strong>cybersecurity is a shared responsibility<\/strong>. Combined with stronger prevention practices and the growing role of cyber insurance, coordinated efforts between businesses, authorities, and citizens are helping to strengthen the resilience of Belgium\u2019s digital ecosystem in the face of increasingly sophisticated cyber threats.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2b16bd4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2b16bd4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e85c40b\" data-id=\"e85c40b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-de10718 elementor-widget elementor-widget-spacer\" data-id=\"de10718\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Cybercrime continues to rise globally in 2025, posing an increasing threat to businesses. <\/p>","protected":false},"author":1,"featured_media":27510,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[718],"class_list":["post-27509","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-be","tag-restez-au-courant"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cyber Insurance &amp; 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