Discover our summary of the major headlines in the insurance industry in Belgium with just a scroll!
Ageas completes the acquisition of esure
30/09/2025- Source
Ageas has obtained all regulatory approvals and completed the acquisition of esure (a leading digital insurer within the UK market), marking a major milestone that positions the Group among the top three personal lines insurers in the UK.
The deal strengthens Ageas’s diversified distribution network and aligns fully with its strategic priorities by adding scale, creating shareholder value, and enhancing its technology, data, and cash generation capabilities.
The transaction, valued at GBP 1.295 billion (EUR 1.51 billion), is expected to be fully integrated during the Elevate27 strategic cycle, delivering around 10% accretion in Holding Free Cash Flow per share after 2027.
Including esure and Saga, the Group’s pro forma Solvency II ratio remains robust at 205%.
World Life Insurance Report 2026
29/09/2025- Source
Capgemini’s World Life Insurance Report 2026, based on insights from 6,176 customers under 40 and 200 industry executives across 18 countries, identifies the key growth opportunity as “insurance for living”; products that deliver immediate, tangible value rather than distant, long-term benefits.
To stay relevant for younger generations, insurers should:
Adapt to new competition from banks and wellness platforms offering real-time value and control.
Redesign products with flexible, life-enhancing benefits.
Reimagine distribution through hybrid advisory models combining digital convenience and human expertise.
Early adopters who act on these priorities can regain market share and build lasting engagement with the under-40 segment as their wealth grows.
Mobility : Nearly twice as many employees commute to work by bike compared to 2019
19/09/2025- Source
During the first half of 2025, the number of employees commuting by bike — and receiving a cycling allowance — increased again, nearly doubling compared to 2019, according to payroll data from SD Worx, based on over 185,000 workers in the private sector.
The average monthly net allowance amounts to €45, or roughly €350 per year so far.
The number of employers offering a cycling allowance has also doubled in six years, from 18% in 2019 to over 33% in 2025, boosted by the introduction of the generalized cycling allowance in 2023.
Regional differences remain: in Flanders, 40% of employers offer the allowance and 20% of employees cycle to work — compared with 13% and 2.5% respectively in Wallonia, and 28% and 7% in Brussels.
The top sectors with the highest share of cycling employees are health and social care (28%), industry (19%), and waste and water management (17%).
Depending on the system, employees can receive between €0.29 and €0.36 per kilometer, up to an annual ceiling of €3,610 in 2025.
AG and Proximus join forces by investing in the Belgian video consultation platform Doktr
04/09/2025- Source
AG Insurance has joined Proximus, MC, and Solidaris as shareholders in Doktr, the Belgian video consultation platform launched in 2021.
This investment strengthens their shared ambition to develop a hybrid healthcare model combining digital and in-person care.
With growing pressure on access to general practitioners; especially in Wallonia; video consultations are emerging as a practical complement, embraced by nearly one in two Belgians.
Since launch in 2001, Doktr has reached over 400,000 downloads and a 97% user satisfaction rate. Through this alliance, the partners aim to make digital healthcare accessible to all, expand services to employers and patients, and enhance the platform with new features and providers.
The transaction is pending regulatory approval and is expected to close in the coming weeks.
Summer 2025 review at Europ Assistance: interventions on the rise
28/08/2025- Source
Summer 2025 was exceptionally busy for Europ Assistance Belgium, with a sharp increase in both medical and technical interventions compared to last year (the third consecutive year of growth). This leads to a +23% rise in medical cases abroad and +25% more vehicle interventions between June 27 and August 27 2025.
Extreme heat in southern Europe caused numerous cases of gastrointestinal, cardiac, and heat-related illnesses, particularly among the youngest and oldest travellers.
Top destinations: France (19%), Spain (12%), Italy (7%), Greece (4%), and Turkey (4%). Long-haul travel also increased, led by Thailand (5%) and the USA (4%).
On the technical side, most incidents involved engine or battery failures, followed by driver errors and accidents. France, the Netherlands, and Spain topped the list of breakdown locations.
Even in Belgium, roadside assistance rose slightly (+3%).
In total, Europ Assistance handled thousands of requests worldwide, confirming its position as a trusted global partner for travellers.
